Credit Insurance · Belux

A client who does not pay can wipe out your annual margin in one quarter

Belgian companies are facing payment delays. Construction, real estate, and industry are the most exposed.
There is a proven method to protect against this and turn it into a competitive advantage.

Exclusive report · Free access

Download your report for free

Fill in the form below. A Coface expert will contact you within 48 hours for a refined analysis based on your situation.

Risk of Non-Payment Barometer — Belgium 2026
28 pages · Construction · Real Estate · Industry · Free
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Coface Belux

+80 years of global expertise

12,000 credit risk decisions per day

Rated AA- by Fitch

240M+ companies monitored

The reality of the Belgian market

Intercompany credit: your biggest invisible risk

Every invoice granted on credit is unsecured exposure. In an uncertain economic context, this risk is significantly amplified.
Key takeaway for CFOs: An unpaid invoice of €50,000 forces a company with a 2% margin to generate €2.5 million in additional revenue to offset the loss. Credit insurance costs a fraction of this amount.
ConstructionReal EstateManufacturingTransport & LogisticsTrade
100k

clients benefit from our expertise
70k
receivables entrusted each year
100
number of countries in which we operate
01 — GROWTH

Grow your sales with confidence

Grant payment terms covered by Coface. Prospect new clients and markets without fearing defaults.
‍

Revenue without additional risk
02 — CASH FLOW

Protect your cash flow

In case of a guaranteed unpaid debt, Coface handles debt collection and compensates you. Your provisions for doubtful debts decrease.
‍

Predictable cash flow
03 — FINANCING

Improve your bank credit rating

Insured receivables are better valued by banks. You gain access to better financing conditions and larger credit lines.
‍

Strengthened financial leverage
04 — INTELLIGENCE

Make decisions with the right data

Access Coface risk analysis on clients and prospects. Anticipate defaults before they occur.
‍

180+ markets monitored
Coface Credit Insurance Solution

Credit insurance is not a cost. It is a performance lever.

Four direct and measurable impacts on your income statement

From onboarding to first protection in 3 steps

Structured support, with no operational complexity for your teams

1
Risk exposure audit 🔍
A Coface expert analyzes your client portfolio, outstanding amounts, and your sector.
Together, we define the scope to insure.
2
Setting up credit limits ✋
Coface assesses and assigns guaranteed credit limits for each covered client. Your sales teams have a clear framework for granting payment terms.
3
Request a personalized quote 🛡️
Coface monitors in real time the financial health of your debtors. In case of non-payment, our team handles collection and compensates you within 30 to 180 days, depending on the claim.
Proof & results

Measurable results for Belgian companies

5.2k


5.200 employees in 58 countries
€715bn
of insured risks
1.845

million euros in revenue
200+

global markets covered

Download the Barometer of Non-Payment Risks in Belgium 2026

Complete sector analysis: construction, real estate, industry. Default data, payment trends, and practical recommendations for finance teams

Exclusive report · Free access

Download your report for free

Fill in the form below. A Coface expert will contact you within 48 hours for a refined analysis based on your situation.

Risk of Non-Payment Barometer — Belgium 2026
28 pages · Construction · Real Estate · Industry · Free
Required fields
Required fields
Please use your work email address.
Required fields

No spam · Data protected in accordance with GDPR
Coface Belux

Coface Belgium SA · Licensed credit insurer
Credit insurance is not a cost, it is a performance lever.